Safeway is one of the most popular supermarket chains in the United States. Several services and offers in this business chain make Safeway unique from many other businesses in the same field.
The uniqueness of Safeway from others has attracted their customers to maintain a successful business.
Some of the customers of Safeway wonder whether the US supermarket chain does money orders. Are you one of them having this doubt? Well, you are at the right place. Here’s everything you want to know about the money order at Safeway.
Before moving on to know about Safeway money orders, let’s have a look at what actually a money order is!
What Is A Money Order?
A money order is a kind of payment that functions similarly to a cheque. Money orders can be bought from a variety of places including post offices, banks, and grocery stores. Money orders are typically less expensive than cheques.
When you buy a money order, you have to pay its cost plus a minor charge. Then it is made payable to the company or person you are paying.
A money order must be presented to a bank or other place that accepts them to be cashed by the recipient. The recipient might have to show an ID and pay a small cost. Money orders are a secure and practical alternative for those who don’t have a bank account or don’t want to use cheques.
What Is Safeway? Does It Do Money Orders?
Safeway was established by Marion Barton Skaggs in 1915. It is one of the largest American grocery chains since 1915. This business chain offers general merchandise, food, and groceries.
It also has several specialty departments, including pharmacies, fuel centers, Starbucks coffee shops, and bakeries. The business has more than 2000 stores in the United States and Canada.
Various customers of Safeway are wondering whether they provide the money order service. Yes, Safeway does a money order service.
Keep reading to know further about the money order method at Safeway.
How Does Safeway Money Order Service Work?
Safeway provides money order services both in the United States and Canada. They disclosed a deal with Western Union as their provider of money transfers in 2011.
Customers can make this purchase at the service desk or any of their similar departments in the majority of their stores in both nations.
With this service, Customers can now do financial operations such as money transfers, cash checks, and other financial activities at their store.
The process of money orders is quite simple and convenient for those who know about it. You should be aware of a few exceptions to the company’s policy, particularly if you have never used their service before.
How Much Does Safeway Money Order Cost?
The standard charge at Safeway per order is approximately $.59. Besides this, a customer who purchases a money order needs a placement fee. So the total cost one needs to pay for a money order purchase will be $1.
If your transaction is failed, there is an additional processing fee and then you will be refunded. If you have the receipt, the processing fee is approximately $15; otherwise, you will be charged $30.
Safeway doesn’t accept credit card payments or cheques for this service. So, you have to place your money order in cash.
Is There Any Cash Limit For Money Orders At Safeway?
Although most of the stores of Safeway would only accept cash orders up to $500, the business does not have minimum defined limits for them. If you need to send money of more than $500, just divide the payment into multiple orders.
Where To Get A Money Order At Safeway?
The money order service at Safeway can be purchased from the customer service desk at the store. The customer service desk will be usually seen in front of the store.
If you are new to this service, please take assistance from the customer service department. Otherwise, you will be misguided by an outdated policy of the store. Be aware that the particular Safeway store you visit provides the money order service.
Now let’s discover the Benefits and drawbacks of the money order service at Safeway stores.
Benefits Of Money Orders At Safeway
Compared to the usual forms of payment like cash, cards, or cheques, money orders have a variety of benefits.
If one does a payment at Safeway through a money order, it might be challenging to forge the money. So, you can be sure that the money you receive is real.
Another advantage of using money orders is that you can use them to send cash to loved ones who might not have access to a bank account. If you need to send a sizable sum of money, you can buy several money orders and have them sent separately. This can reduce the chance of theft or loss.
Drawbacks Of Money Order Service At Safeway
Even though money order services have a lot of benefits, there are a few disadvantages of this service. Let’s see what are the drawbacks of money order service at Safeway.
First of all, money orders might be a bit more costly than other payment methods. When purchasing a money order, there is a normal fee that is deducted from the entire payment. Therefore, if you are sending a huge amount, the fee may become costly.
Another drawback of a money order method is that it could be challenging to find a stolen or lost money order.
You can also cancel the money order and get a refund if you have the recipient’s information. But, it will become difficult to get a refund if you don’t have the recipient’s information.
You have to be aware of the person’s details if you are sending the money order. If you are sending money to someone who doesn’t accept it, you’ll need to find another method.
Does Safeway Accept Debit Cards For Purchasing Money Orders?
Safeway allows you to purchase the money order using a debit card. Although most of the Safeway stores accept debit cards, some stores don’t accept them.
Credit cards are not accepted by them for money order purchases. Since the interest rates of credit cards are greater than those of debit cards, the majority of stores don’t accept them. Cash is the only payment option preferred at Safeway for money orders.
Moreover, Safeway doesn’t cash the money orders, even though you can purchase money orders there. You need to find another place to cash the money orders.
Also Read:- Dream About Finding Money, Gold Coins, Or Treasure: What Does It Mean?
Where To Cash Safeway Money Orders?
You can cash your Safeway money orders at post offices, local banks, supermarkets, grocery stores, or retail stores. You will have to pay a small fee at the place you get the cash for money orders. Here’s a list of a few places that help to cash the Safeway money orders.
- Walmart
- Western Union
- Money Mart
- Los Altos Ranch Market
- Speedy Cash
- Citibank
- USPS
- Ralphs
- Winco
Before going to these places, ensure that they still provide the service. So, be updated about their policy and changes.
Safeway money orders are considered one of the safest and most recommended payment methods in the United States.
Western Union, a cashier authorized by the US Postal Service processes the Safeway money orders. Among the 2000-plus stores of Safeway, most of them provided money order services.
However, store rules could differ depending on their locations. Before visiting, make sure to call the store near you to learn more about their Safeway money order policy.
