Medicare Part B: Eligibility & Cost In 2022

Medicare is a government health insurance program for those 65 and older, as well as certain other groups. It is divided into numerous sections, one of which is Part B.

Along with Part A, Part B makes up what’s called original Medicare. At the end of 2016, it is thought that 67 percent of people who used Medicare were enrolled in original Medicare.

Part B covers a wide range of outpatient services that are medically necessary. A service is medically necessary if it is needed to properly diagnose or treat a health problem.

In general, these people and groups can get Part B: 1. those age 65 and older 2. people with disabilities 3. individuals with ESRD

Who is eligible for Medicare Part B?

The amount you pay each month for Part B coverage is your premium. In 2022, the standard monthly premium for Medicare Part B is $170.10.

How much does Medicare Part B cost in 2022?

Monthly premium

A deductible is an amount you have to pay out of your own pocket before Medicare Part B will start to pay for services. In 2022, the Part B deductible will be $233.


Coinsurance is the amount of a service's cost that you have to pay out of pocket after your deductible is met. Most of the time, this is 20 percent for Part B.


A copay is a predetermined fee for a service. Copays aren't common in Part B. In some situations, a fee may be required. Hospital outpatient services are an example.


Out-of-pocket maximum limit is how much you'll spend for covered services each year during the year. Original Medicare has no out-of-pocket limit.

Out-of-pocket maximums